Making a will in Richmond

Wills in Richmond & Greater London

Niche Professional Will writing Services extends to all areas of Greater London Including Richmond which is one of London’s more idyllic settings.  

Richmond is famed for its lively river banks and this attraction has contributed to drawing nearly 175,000 residents to the area. It is also quintessentially English with rowers and a white British population that is over 75% of all the residents.

Generations upon generations have stayed true to the area and many would have benefited from substantial inheritances. With the way that Inheritance works they may well have experienced being clobbered by 40% tax in the process of receiving the gift from a deceased loved one. The Conservatives are promised to ease up this onerous amount in their manifesto, but Gordon Brown has already played his cards by keeping the exempt band (Nil Rate Band) at the same level for the next few years, effectively a reduction in real times when you allow for inflation.

As Will Writers that cover the Richmond area we often find we spend more of the Will consultation devising solutions to ways to offset the potential IHT burden. Seven year lifetime gifts and the use of annual exemptions wrapped in the protection of Trusts are just some of the ways to stop the Government from earning out of this extortionate method of taxation. When you write a Will you appreciate just how much you own and it alerts you to the pitfalls of letting the Government decide the disbursement of your hard earned money.

If you want to find out more call T: 020 7993 2044 or simply complete our free quote form.
Niche Will Writers Richmond and Greater London

Will Writers in London

Need A Will – London does not mean it will be expensive

Consumers often associate London with commercial excellence that comes at a cost.

At Niche Wills we have invested heavily in state of the art back-office systems to ensure our Will writing prices remain competitive irrespective of our London home. 

The London Will writing service stretches right across the city from West London to East London, North London to South London, and also extends into Middlesex and Surrey. 

The standard single Will or Mirror Will package includes a home visit so there is no need for you to travel into the capital. Single Wills are currently £99 and Mirror Wills £149.99. The price is very competitive when you consider the Will Writer will travel to you and spend approximately two hours to understand yours and family’s needs. 

The London Will writing service also encompasses advice on effective estate planning, Trusts and Lasting Power of Attorney(s). 

Don’t pay through the nose for your Will or compromise on the excellence of London. 

To book your appointment with one of London Will Writers today, call T: 020 7993 2044. 

Richard Stokes
Niche Wills in London | London Will Writers
Members of The Society of Will Writers
www.nichewills.co.uk

Landlords Should Make A Will

Writing a Will is often associated with leaving sentimental objects to a doting nephews or nieces, however the buy-to-let boom in the Noughties witnessed a huge growth in would-be landlords including here in our city, London.

As a London Will Writer I always believe tangible assets help our customers realise the effectiveness of drafting a Will as the commodity is that much more apparent and visual.

Buy-to-lets do have tax implications. If the property is sold capital gains tax applies and if it is kept beyond death then there are likely to be Inheritance Tax implications for your Estate. This level of tax is often further exasperated in London due the typically higher property values. 

The asset itself is of course illiquid in the sense that it is not an investment that can be realised quickly. The house selling process typically takes a few months and this can create major complications when trying to dismantle an Estate evenly to next of kin through Probate. It is also a catch twenty-two as money might be needed immediately to meet the IHT bill yet a fire-sale will mean a reduction in the yield from the sale, enough to make the dearly departed turn in their grave.

A Will can simplify the process as the beneficiary can be identified. For professional landlords this could mean identifying certain properties go to their named children.

It is not always possible to have foresight as death can strike without prior warning. However, it may be worth considering gifting some of the portfolio to children. Lifetime gifts that happen seven years prior to death are usually exempt from inheritance tax.

We at Niche Wills in London, ensure that our Legal Consultants make Wills that take into account portfolios of all sizes and impart their advice on tax mitigation.

To find out more please contact us on:

Niche Wills, Will Writers in London
T: 020 7993 2044

W: www.nichewills.co.uk

Will Writer in Ealing and London

Niche Wills offers professional Will writing Services in London and the South East. We have expert consultants covering Ealing, Acton, Southall, Hounslow and the rest of the Greater and West London area.

Our aim is to make the whole process as simple as possible by carefully reviewing your circumstances to ensure you have the highest degree of protection. Whether you are based in Hounslow, Osterley, Twickenham, Richmond or Ealing by calling Niche Wills we can arrange either a telephone interview or face-to-face visit to establish your requirements.

Once we are satisfied with all the information the instruction documentation will be passed to one of our Will Writers you will draft a Will with all the legal requirements. We will take in to account all your assets and will advise the best method to mitigate Inheritance Tax.

After your will documentation has been produced and issued you then will be given the opportunity to take advantage of our highly commended Storage Facilities. By storing your wills with Niche Wills you will retain full access to update them under our life time update promise.

Here at Niche we believe our customer experience to be second to none. There may be other Will Writers in London but providing excellent service is at the heart of our company and we are fully committed to training. This is demonstrated by the mandatory continual professional development courses our staff must undertake to guarantee they are up-to-date with the latest legislation and opportunities they present.

Please can we ask that you take a few minutes to add comments about us, wills or will writing in general as feedback will be printed and is always appreciated.

For more information of our Will Storage Services please click here, alternatively should you wish to speak to Niche Will Writers Services in Ealing or in any part of West London please contact us on T: 020 7993 2077.