The protection of your interests during your life time

A Lasting Power of Attorney (LPA) is a written document in which you grant one or more persons the authority to make legally binding decisions on your welfare should you be no longer capable of making them yourself due to mental incapacity.

There are many reasons why people should write a Lasting Power of Attorney but we have selected just one: ‘dementia’ to encourage you to think carefully about protecting yourself and loved ones.

Facts regarding dementia in the UK, and yes, it can happen to any one of us

• There are currently 750,000 people with dementia in the UK.
• There are over 16,000 younger people with dementia in the UK.
• There will be over a million people with dementia by 2025.
• Two thirds of people with dementia are women.
• 64% of people living in care homes have a form of dementia.

Facts on alzheimers from http://www.alzheimers.org.uk

Keep Control

A Lasting Power of Attorney document is needed regardless if you are married or single. And, it is the most suitable way to protect your interests by officially enabling friends or family to make decisions if you are no longer able to do so. Decisions that you may take for granted such as: accessing your bank to pay bills; talking to mortgage or utility providers; maintaining investments; writing personal or business cheques; to name but a few. As you are probably aware institutions are unlikely to converse with anyone who is not an official account holder, even if you are married, so everyday life can become difficult very quickly.

As well as appointed someone to make decisions on your behalf you can state clear directions on what level of control they have. For instance, you may want them to only have access to a particular account, arrange a remortgage or refinance debt at the end of a promotional period, provide permission to discuss benefits with the council or grant authority to deal with doctors or care home staff. The list could be short or endless but the process would have a legal framework to ensure your wishes are adhered to.

Good News

The reassuring thing is once a Lasting Power of Attorney is in place it can last a lifetime so you are much better off writing one now at today’s prices.

The Office of Public Guardian currently charges a registration fee of £120 for each Lasting Power of Attorney document. This is separate from our charges.

The Niche Wills Lasting Power of Attorney Validation Service involves vetting all concerned, offering advice, drafting the appropriate clauses, completion of the paperwork and overseeing the application and registration process.

Richard Stokes
Niche Will writing London I Tel: 020 7993 2044 I www.nichewills.co.uk

Will writing revenue is marginal so as you would expect the level and integrity of their online security is open to question. Realistically even the largest legal firms in the country will not have that sort of resource or infrastructure to provide adequate online data transfer protection.

The Identification of the testator is also a major issue. Most professional Will Writers will meet the customer face-to-face and ask for photo-ID. This is a process that is impossiblel on the internet so therefore the potential for impersonation fraud is a real prospect.

The quality of online Wills is also in question. Most Online Will applications travel a structured and narrow path of generic questions. Therefore they fail to offer intuitive advice as they attempt to race through the process in as few questions as possible. The result is a basic one or two page document that is impersonal and limited in its functionality or longevity. Trusts and IHT planning also tend not to feature which may result in unnecessary Estate taxation of 40%.

To conclude, always be careful of supplying sensitive information on the internet, particularly to unknown companies. Think carefully and get professional advice as a Will is your lasting legacy. Taking a cheap Online Will and saving £20 upfront could mean your Estate ends up with a 40% tax bill on your death. A Will is a legally binding document and the online Wills will act directly on your instructions without any sense checks.

For more information on our Will writing services please call us on 020 7993 2044

Sunday is meant to be a day to relax. So why write your Will on a Sunday?

Well for starters you are more likely to be relaxed from the stresses and strains of your busy life.

Sunday is also a traditionally a family day and therefore it follows that Sunday is a good day to write your Will, as writing Will is all about your loved ones.

Also if you put a date in your diary to write your Will on a Sunday you are more likely to be together as a couple and less likely to encounter an alternative distraction – often fatal for Will writing – as it is the one thing you often look for a reason to put off.

Think to yourself I’m going to do something productive this Sunday and write my Will.

Took book a visit www.nichewills.co.uk and complete our FREE Will quote form or call T: 020 7993 2044.

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The Will was needed for a close relative in hospital. The family had tried a number of Will Writers and Solicitors only to find that they were either shut on Sundays or unwilling to help.
Not only did the Will consultation take place but the Will was handed to them for witnessing that very same Sunday.

At Niche Wills in London we pride ourselves on the fact that we genuinely care and work around your needs. Whether that means: writing your Will on a Sunday; writing your Will in the evening when the kids have gone to bed; or your work lunch break we will fit around you.
What’s more we visit you to write your Will and give you a specific time slot for when we will arrive so you are not kept waiting.

Took book a visit www.nichewills.co.uk and complete our FREE Will quote form or call T: 020 7993 2044.

Niche Wills | Wills In London | Wills In Middlesex | Wills In Surrey

Niche Professional Lasting Power of Attorney Services extends to all areas of Greater London including Surbiton which is one of Surrey’s leafy gems.

Surbiton is often associated with professionals who are well educated, worked hard and succeeded in life. As a citizen of the Surbiton area you may or may not have heard of a Lasting Power of Attorney? A Lasting Power of Attorney is an incredibly powerful document that may well benefit yourself and your parents.

As we reflect on another enjoyable Christmas in Surbiton when you met up with the family, as tradition dictates, did you come away from the celebrations with a tinge of sadness? Unfortunately time waits for no man and may be you witnessed for the first time deterioration in the mental health of your parents?

Did you also start to think what does this mean for me? You would not be alone in this thought, as many of the customers we meet in our Surbiton visits openly admit they need help with practicalities when such a sad event starts to happen.

A Lasting Power of Attorney has serves two main purposes: Property and Financial, and Health and Welfare. We cover the benefits of the Property and Financial Lasting Power of Attorney in this article.

It probably goes without saying your parents have amassed wealth throughout their life times. These assets may be held in married names or in single names, either way the financial institutions will not converse with you, even though you are a sibling, personally. The Lasting Power of Attorney document can change all this as your parents could legally delegate their authority to you. This will allow you to maintain their bills and investments on their behalf even if they cannot make decisions on their own anymore. The Lasting Power of Attorney allows you to talk directly to the providers and action requests.

In order to affect a Lasting Power of Attorney the donors, your parents, must have mental capacity at the time of writing and registering the Lasting Power of Attorney. So time may be of the essence? Do not miss this opportunity discuss the option with them today otherwise dealing with their affairs will become unnecessarily complex and time consuming.

To find more on how a Lasting Power of Attorney could benefit you and your family call now on T: 020 7993 2044 or simply complete our free quote form.

Niche Will Writers and Lasting Power of Attorneys Surbiton | Lasting Power of Attorneys in the Surbiton Area

Niche Professional Will writing Services extends to all areas of central London Including KT1 and the Kingston area which is one of London’s more prestigious postcodes.

New Year’s resolutions are apparently made to be broken but writing your Will shouldn’t be one of them. Once your Will is written it could last a live time which is more than can be said of the other New Year’s resolutions which can easily fritter out such as attending the gym.

By why write a Will in the first place? Well you probably recently demonstrated how much you care about your loved ones by venturing out in the relentless cold and queuing for presents. A Will shares similar caring traits. It is about putting your affairs in order so that your loved ones are looked after and not over burdened by the practicalities associated with death. And, unlike a present this appreciation of your loved ones will NOT be forgotten.

But I don’t own a lot and I’ll probably write a Will later in life when it warrants it! This is a popular and fraught misconception. Almost everyone would benefit from Writing a Will to protect themselves and their loved ones irrespective of their life stage. For instance, life insurance provides protection, and if you have been sensible you will have taken out a policy to cover your first mortgage. The house or flat you have purchased is unlikely to be your last and inevitably you will require a larger sum assured at the point of purchasing your new property. Same principle applies for Wills – the key is to be protected at all times to reflect your current position. Furthermore updating a Will is very affordable and regrettably no one can predict when you might die.

But it will be so much hassle! Our Legal Consultants will eradicate all the paperwork issues, answer any questions that you have, and explain all the terminology. Furthermore our Legal Consultants provide this Will service in the Kingston-Upon-Thames area and throughout Central London, in fact the Will service is available anywhere inside the M25.

Took book a visit please call T: 020 7993 2044 or simply complete our free quote form.

Power of Attorney – Property & Financial

Need someone to look after your finances but the institutions just won’t talk to them?

That’s right a Property and Financial Lasting Power of Attorney will give access rights to your savings accounts, investments, mortgages, bills and all your financial products.

Granting your advanced permission protects dependents should anything happen to you. It is particularly vital if you hold the family finances in your sole name or you plan to be out of the country for a while.

Power of Attorney – Health & Welfare

Control your own destiny by appointing your nearest relation or friend to take over your decision making should you be unable to do so yourself.

That’s right a Health and Welfare LPA allows you to decide who can make all your welfare decisions for you should you become mentally unable.

Make an appointment of an attorney today of someone that appreciates your thoughts and values rather than leave it to a stranger to decide.

Enduring Power of Attorney

An Enduring Power of Attorney is widely viewed as less flexible and less secure than its replacement product Lasting Power of Attorney. We now only offer Lasting Power of Attorney services.

Ordinary Power of Attorney

Ordinary Power of Attorney (also known as General Power of Attorney in Scotland). Please note this product is not offered by us.

Making a Will in London and the M25 area.

Well done you have taken the first important step in Making a Will.

A Will puts you in control of you’re the major finance and welfare decisions that will affect your family when you pass away.

That’s right the Will allows you to channel the distribution of your assets to who you want in a tax efficient way. It could also specify the preferred guardianship for your children and to state your dying wishes.

Without a Will the Government will apply blanket rules which are unlikely to suit.

So don’t delay call us now to see how you can get your family fully protected.

For more information on Making a Will please call us on 020 7993 2044.

 

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Central London is a jamboree of leisure, working and tourism.  In China Town, Soho to the shopping streets on Oxford Circus, Tottenham Court Road and Regent Street we witness the hurly burly of our world with people often six deep on the pavement rushing along.

London, on the face of it, is not a time to stop and reflect on life let alone write your Will.
However, conversely our Central London Legal Consultants find Will writing in W1 quiet productive. Why? Well due to their amenability and flexibility on their Will visiting times in London.

The white collar workers who want their Wills written often chose their lunch hour. We can visit their London office and write a Will in a secluded area. The retail workers, who want Wills written, of which there are many in London such as Marks and Spencer and HMV prefer a simple Costa Coffee Shop to make their Will in. Once we wrote a Will for a married couple from John Lewis who choose the Radisson Hotel Lobby to write their Will in and with so many hotels around such as the Ritz of London, London Hilton on Park Lane, Haymarket Hotel and Claridges to name a few – why not? This approach can also favour Tourists who would prefer not to have their Will written at home.

Writing a Will professionally involves a consultation to get to grips with all your needs and requirements. The Will writing session takes typically one to one-and-a-half hours but we can sub divide the visits between your financial and emotional Will requirements, if that suits your other commitments.  We also are happy to write Wills on Saturdays in London. This  appeals greatly to the retailers, who although used to working unsociable hours, often favour a break from the norm on a Saturday, and can be quiet relaxed frame of mind which can be beneficial when faced confronted with some of the more challenging Will questions such as the guardianship of their children or the gifting of property.   

To find out more about writing your Will on Saturday in London or at another convenient time for you make your call right now on T: 020 7993 2044 or simply complete our free quote form.

Niche Will Writers Central London W1 | Will Writers in all the London Postcode Areas

With the Roland Garros in full swing it won’t be long before SW19 is a hive of expectation.  Could this finally be the year of celebration on Murray’s mound at Wimbledon?

Wimbledon is famed for its tennis but for our Will writing firm Wimbledon has also been very productive for Wills. It is not difficult to understand why as our Will Writers talk fondly of their home visits, as the testators (the people having their Wills written) have constantly been more friendly and caring in Wimbledon.  

Tennis can of course be a partnership of single sex as can Will writing. It fact it is long since been viewed that for same sex couples it is more important to write a Will. This is because theirs and their partner’s family do not always recognise the importance of relationship or at least view it as an area to challenge the surviving partner for their rightful estate.

At Niche Wills we specialise in Civil Partnership and same-sex mirror wills and in fact take joy in making sure they written correctly to provide full protection. This can involve support services such as a Letter of Wishes which will be included in our standard price.

If you are in a civil partnership or same-sex relationship make sure you do not loose your assets call as today and ask for our special ‘civil partnership mirror wills’.  You can then relax on centre court and enjoy the tennis knowing you future is assured.

Arrange for your Will to be written today. Call now to book your Will appointment in the comfort of your Wimbledon home, there is someone ready and willing to take your call right now on T: 020 7993 2044or simply complete our free quote form.

Niche Will Writers Wimbledon | Will Writers in the Wimbledon Area