Writing A Will | Niche Will Writing

Write your will on Sundays

June 29, 2011 By admin Leave a Comment

willsinlondon Write your will on Sundays

Sunday is meant to be a day to relax. So why write your Will on a Sunday?

Well for starters you are more likely to be relaxed from the stresses and strains of your busy life.

Sunday is also a traditionally a family day and therefore it follows that Sunday is a good day to write your Will, as writing Will is all about your loved ones.

Also if you put a date in your diary to write your Will on a Sunday you are more likely to be together as a couple and less likely to encounter an alternative distraction – often fatal for Will writing – as it is the one thing you often look for a reason to put off.

Think to yourself I’m going to do something productive this Sunday and write my Will.

Took book a visit www.nichewills.co.uk and complete our FREE Will quote form or call T: 020 7993 2044.

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Wills On Sundays in London

June 24, 2011 By admin Leave a Comment

Last week we took a series of calls from a family who needed a Will written on Sunday. This was no ordinary Sunday to write their Will but Father’s Day as well.

The Will was needed for a close relative in hospital. The family had tried a number of Will Writers and Solicitors only to find that they were either shut on Sundays or unwilling to help.
Not only did the Will consultation take place but the Will was handed to them for witnessing that very same Sunday.

At Niche Wills in London we pride ourselves on the fact that we genuinely care and work around your needs. Whether that means: writing your Will on a Sunday; writing your Will in the evening when the kids have gone to bed; or your work lunch break we will fit around you.
What’s more we visit you to write your Will and give you a specific time slot for when we will arrive so you are not kept waiting.

Took book a visit www.nichewills.co.uk and complete our FREE Will quote form or call T: 020 7993 2044.

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Filed Under: Making a Will, Writing a will Tagged With: Emergency Will Writing Services, London Will Services, Sunday Will writing services, Wills on Sundays

Write a Will – New Year’s Resolution

January 10, 2011 By admin Leave a Comment

Make a Will before another year slips by

Niche Professional Will writing Services extends to all areas of central London Including KT1 and the Kingston area which is one of London’s more prestigious postcodes.

New Year’s resolutions are apparently made to be broken but writing your Will shouldn’t be one of them. Once your Will is written it could last a live time which is more than can be said of the other New Year’s resolutions which can easily fritter out such as attending the gym.

By why write a Will in the first place? Well you probably recently demonstrated how much you care about your loved ones by venturing out in the relentless cold and queuing for presents. A Will shares similar caring traits. It is about putting your affairs in order so that your loved ones are looked after and not over burdened by the practicalities associated with death. And, unlike a present this appreciation of your loved ones will NOT be forgotten.

But I don’t own a lot and I’ll probably write a Will later in life when it warrants it! This is a popular and fraught misconception. Almost everyone would benefit from Writing a Will to protect themselves and their loved ones irrespective of their life stage. For instance, life insurance provides protection, and if you have been sensible you will have taken out a policy to cover your first mortgage. The house or flat you have purchased is unlikely to be your last and inevitably you will require a larger sum assured at the point of purchasing your new property. Same principle applies for Wills – the key is to be protected at all times to reflect your current position. Furthermore updating a Will is very affordable and regrettably no one can predict when you might die.

But it will be so much hassle! Our Legal Consultants will eradicate all the paperwork issues, answer any questions that you have, and explain all the terminology. Furthermore our Legal Consultants provide this Will service in the Kingston-Upon-Thames area and throughout Central London, in fact the Will service is available anywhere inside the M25.

Took book a visit please call T: 020 7993 2044 or simply complete our free quote form.

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Making a Will

July 9, 2010 By admin

writeawill Making a Will

Making a Will in London and the M25 area.

Well done you have taken the first important step in Making a Will.

A Will puts you in control of you’re the major finance and welfare decisions that will affect your family when you pass away.

That’s right the Will allows you to channel the distribution of your assets to who you want in a tax efficient way. It could also specify the preferred guardianship for your children and to state your dying wishes.

Without a Will the Government will apply blanket rules which are unlikely to suit.

So don’t delay call us now to see how you can get your family fully protected.

For more information on Making a Will please call us on 020 7993 2044.

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Filed Under: Making a Will, Uncategorized Tagged With: How to Make a Will, Make a Will, making a will, Making a Will in London, Making your Will, Will Writers, Will Writing

Making a will in Richmond

April 26, 2010 By admin Leave a Comment

Wills in Richmond & Greater London

Niche Professional Will writing Services extends to all areas of Greater London Including Richmond which is one of London’s more idyllic settings.

Richmond is famed for its lively river banks and this attraction has contributed to drawing nearly 175,000 residents to the area. It is also quintessentially English with rowers and a white British population that is over 75% of all the residents.

Generations upon generations have stayed true to the area and many would have benefited from substantial inheritances. With the way that Inheritance works they may well have experienced being clobbered by 40% tax in the process of receiving the gift from a deceased loved one. The Conservatives are promised to ease up this onerous amount in their manifesto, but Gordon Brown has already played his cards by keeping the exempt band (Nil Rate Band) at the same level for the next few years, effectively a reduction in real times when you allow for inflation.

As Will Writers that cover the Richmond area we often find we spend more of the Will consultation devising solutions to ways to offset the potential IHT burden. Seven year lifetime gifts and the use of annual exemptions wrapped in the protection of Trusts are just some of the ways to stop the Government from earning out of this extortionate method of taxation. When you write a Will you appreciate just how much you own and it alerts you to the pitfalls of letting the Government decide the disbursement of your hard earned money.

If you want to find out more call T: 020 7993 2044 or simply complete our free quote form.
Niche Will Writers Richmond and Greater London

Filed Under: Writing a will Tagged With: Richmond, Richmond Wills & Trusts, TW9, TW9 Postcode, Will Writer Richmond

Making a Will in your Twickenham home

April 25, 2010 By admin Leave a Comment

Twickenham Wills & Trusts

Making a Will is often the catalyst for your family to consider protecting themselves for generations to come.

Twickenham is an Anglo-Saxton name that dates back to circa 700A.D, now of course it more commonly associated with Rugby Union, being the home of the English Team. In fact, the impressive Twickenham stadium has been the venue for every England home match since 1910 including the memorable 2004 World Cup victory for England. And, unlike new Wembley, which has been constantly heavily criticized by the football fraternity for supporting too many events, Twickenham has managed to preserve itself as a sole code.

The sport of rubgy is symbolic of middle-England with most players first experiencing the joys of the game in single sex fee-paying schools. Wills are also associated with families down the generations in Twickenham with the same social-economic grouping.

So why is Making a Will so important to the residents of Twickenham. Well put simply the greater the affluence the more possessions and assets there are to disburse. English heritage such as paintings are synonymous with the artifacts that can be passed onto someone who would really appreciate them rather simply fall into the Estate and be sold. It also removes potential family aguish as the Will makes clear the intended beneficiary.

The homes are often high in value, and our Will Writers have regularly seen the desire to serve the tenancy of the property into what is known as ‘tenancy in common’. This allows the owners to specify their share of their Twickenham property in percentage terms rather than simply joint owners. This legal change, which we can handle in-house, means your portion of the house may be gifted under the seven year lifetime gift rules to potential reduce the Inheritance Tax bill.

Our Will service is personal and we would be only too happy to visit your Twickenham home to assess your requirements. Our in-house legal experts will then write your Will and send it to home Twickenham home by special delivery within 21 days. So realistically within a month you will have the peace of mind of knowing your legacy will fall into the hands you intended.

Arrange for your Will to be written today. Call now to book your Will appointment in the comfort of your Twickenham home, there is someone ready and willing to take your call right now on T: 020 7993 2044or simply complete our free quote form.

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Filed Under: Making a Will, Writing a will Tagged With: Making, TW, TW7, Twickenham Wills, Will Writing Advice Twickenham

3 Essentials When Your Child Is Born

April 10, 2010 By admin Leave a Comment

You’ve had the bag packed weeks in advance. The bedroom in your London apartment is decorated in yellow as you haven’t found out the sex. You think you are prepared for parenthood but that is just the beginning!

As Will Writers and Insurance Advisers the birth is the where the planning needs to start, and start immediately.

There are 3 essentials that need to be arranged before you sit back in the armchair and start to knit:

Make a Will
Arrange financial protection
Utilise the Government gift to open a Child trust Fund

Make a Will

Making a Will is important as it gives a clear indication on your preferred guardians. Perhaps it’s hard to imagine as you have just witnessed the wonder of life but as parents regrettably we are not immortal. The sad fact is parents can die together or in close proximately.

So how does drafting a Will help? Well it enables you to specify your child’s preferred guardians. Also as you write a Will in your life time you have the opportunity to discuss who would be the best choice. So start the debate straight away and record the conclusion in the most appropriate place which is a Will. Do not leave your child unprotected as without a Will your children will probably find themselves in Social Services until the Courts decide.

Arrange financial protection

Why is life insurance important for young families? Well it basically will replace the income lost by the death of a breadwinner. To ensure you surviving spouse and the children will enjoy their comfortable lives in the same way they would have expected.

Ask your Will Writer if they are qualified to give this advice, the best always are and invariably they will research the insurance market for you free of charge.

Utilise the Government gift to open a Child trust Fund

The Government makes a payment to every child, with a further payment in year seven. Use this money to set up a child trust fund that can grow free of savings tax. Parents can also contribute an annual sum without tax implications as well. It is very rare for the Government to provide money so take it and use it wisely.

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writeawill 3 Essentials When Your Child Is Born

Filed Under: Making a Will, Trusts wills, Writing a will Tagged With: Family Wills, Professional Will Writing services, Why you need a Will, writing a simple will, Writing a will

Writing A Trust

February 25, 2010 By admin Leave a Comment

Writing A Trust – What Are The Roles Of The People Involved

There are three very distinct personnel involved when you write a trust and it is the job of our London based Will Writers to explain each of them, and this can be done in the comfort of your London home.

The Settlor

If you write a trust you are known as the settlor. The role of the settler is to appoint trustees to administer the trust and decide who the beneficiaries will be. They will of course, be the person who decides what assets or property go into the trust. So who can be a trustee, well someone aged 18 or over, who is of sound mind.

The Trustees

The Trustees are the persons you choose to administer the trust fund for the sole benefit of the beneficiaries

Our London based Will Writers are trained to assist you in the selection of your trustees. Our Will Writers will emphasis the important of choosing someone who is financially astute as it is the role of the trustees to make sure the money is invested wisely.

When creating a trust our Will Writers are trained to challenge potential conflicts of interest. They also ensure that when we write a trust at Niche Advice we give strict instructions that a minimum of two trustees are appointed. We have borrowed this best practice from Scottish legislation and applied here in London.

Finally, one or more of the trustees could be a trust Corporation to help give a professional judgement.

The Beneficiaries

These are the recipients of the benefits you are giving away. How and when they receive the assets can be specified.

Hopefully this has given a clear picture of who is involved in the trust writing process and our Will Writers are on hand if you decide to make a trust.

Richard Stokes

Niche Wills in London | Will Writers in London

Members of The Society of Will Writers

www.nichewills.co.uk

Filed Under: Estate Planning, Trusts wills, Writing a will Tagged With: Estate Planning, Trusts and Wills

Free Legal Consultation

February 15, 2010 By admin Leave a Comment

Why would you attempt to write a Will on your own? When you consider booking a holiday or taking out a mortgage most people will use an agent or broker for advice.

And, unlike two weeks away or a two year fixed rate where doing it yourself might prove to be a short term disappointment, drafting a Will is your final say for eternity.

At Niche Wills in London we passionately drive home the importance of taking advice when writing a Will. We do not view legal consultation as merely a prudent step but also a means to identify areas that would benefit you and your estate, such as Inheritance Tax planning and holding of assets within a trust.

The legal consultation also can be a forum to ask questions and to gauge the reactions of your partner to ensure that all sides are happy with what is recorded. We find at Niche Wills that this is a consultation is often the source of much debate, which is healthy, and we strive to help the couples confront difficult subjects such as: ‘who are the preferred guardians for their children’, and assist them in drawing a collective conclusion.

Writing a Will is a serious matter and should be done in a relaxed environment outside of daily routine. Our Legal Consultants recognise this and will happily visit at a time that is convenient such as the evenings, weekends or in your work lunch break. What’s more Niche Wills offer a free legal consultation if you live or work in the London area.

Niche Wills in London | Will Writers In London
Members of The Society of Will Writers
www.nichewills.co.uk

Filed Under: Estate Planning, Making a Will, Uncategorized, Writing a will Tagged With: drafting a will, Legal Consultation, London Will Writer, making a will, Professional Will Writing services, writing a simple will, Writing a will

Will Instructions to Executors must be fair

February 10, 2010 By admin Leave a Comment

There is a romantic notion that Writing a Will gives you the power to make your Beneficiaries and Executors jump-through hoops in the process of disbursing assets.

The thought that you will ultimately pass on a gift provided that a series of qualifying events take place is indeed wide of the mark.

The Courts take a dim view of such elaborate measures. With movies such as 80s classic Brewster’s Millions which required Richard Prior to loose $30m in 30 days in order to inherit $300m truly confined to Hollywood when it comes to actual Will writing.

Even what might seem like a genuine request such as scatter my ashes in the place where I honeymooned is unlikely to be adhered to if it is miles away from where your Executors live. A Will cannot physically propel your Executors into action above and beyond the call of duty if they do not have the inclination to oblige. So as professional Will Writers we ask that you are realistic with your wishes when you are drafting a Will. An Executor is someone you trust to disburse your legacy but be fair on them. Would you want them to feel low as they cannot carry out your far fetched Will instructions?

Our Legal Consultants are taught to ask the testators to think twice when they are writing their Wills. Have a reality check. Put yourself in the Executor’s shoes. The disbursement of a Last Will and Testimony is often hard enough, particularly as often the responsibility is bestowed upon someone who is grieving and unfamiliar with the Probate process.

If you are thinking of Writing a Will and would like more on this subject or other practical advice, please visit www.nichewills.co.uk

For more information on our Will writing Services, please complete the enquiry form on the right hand side or contact our London office on 020 7993 2044.

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Members of The Society of Will Writers

Filed Under: Executors, Making a Will, Writing a will Tagged With: Estate Planning, Executors, making a will, Professional Will Writing services, Will Writing, Writing a will